Effective Date: July 1, 2020
Koda respects your privacy and in this Privacy Notice describes our current privacy practices with respect to the collection and use of your personal information, and your choices with respect to our use and collection thereof. This statement applies to information we obtain from and about individuals interacting with Koda websites, mobile applications, social media sites, microsites or other digital properties (collectively, the "Site" unless otherwise noted), products and services; however, it does not apply to job applicants or employees.

By using the Site, or sharing your information with us, you accept the privacy practices described in this Privacy Notice.

Governing Law

Unless otherwise indicated herein, our websites are governed and operated in accordance with the laws of Singapore.

Contact Information
If you have any questions about this Privacy Notice, please contact us at:
Koda Ltd
28 Defu Lane 4, Defu Industrial Park
Singapore. 539424

Changes to Our Privacy Notice
We may make changes to this Notice from time to time, in our sole discretion. When we do, we will update this page and display the date of last update at the top of the page. We encourage you to periodically check this Site to learn about the information we collect, use, and share. Your continued use of any of the Site after the changes have been made will constitute your acceptance of the changes. If you do not wish to continue using the Site under the new version of the Notice, please uninstall any mobile application and cease using the Site.

Sources of Personal Information
As you interact with Koda, we may collect information from or about you from the following sources:
• Directly from you
• From technology when you visit our Site
• From parents, subsidiaries, and affiliates within the Koda Group Companies
• From third parties, such as:
o Dealers and resellers
o Service providers
o Data brokers/resellers of data
o Business partners
o Advertising networks
o Social media platforms and networks

What Information Do We Collect and/or Receive from You?
The information we collect from you varies, depending on the way you use our Site or interact with us.
The information may include:
• Identifiers, such as name, shipping/billing address, telephone number, email address, IP address; browser type and language; operating system; domain server; type of computer or device; and other
information about the device you use to access our Site
• Commercial information, including records of products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies
• Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding your interaction with our Site or advertisements
• Geolocation data
• Audio or electronic information, such as recording calls made to our customer service centers
• Professional or employment-related information and other demographic information
• Inferences drawn from any of the information above used to create a profile about our customers

How Do We Use Your Information?
We use your information identified above for the following business purposes:
• For our own internal business purposes, such as maintaining or servicing accounts, providing customer service, processing or fulfilling order and transactions, verifying customer information, processing
payments, providing financing, and performing analytics
• Internal research for research, development, and product improvement
• Verifying or maintaining the quality or safety of a service or product and to improve, upgrade, or enhance the service or product
• Short-term transient use, such as customization of ads shown as part of the same interaction
• Auditing related to a current interaction with the consumer and concurrent transactions
• For legal, safety, and security reasons
• For marketing or advertising
• In a de-identified or aggregated format
• For services of third parties that you authorize

With Whom Do We Share Your Information?
We may share information collected about you with the following entities or in the following situations:
• Affiliated Companies. We may share some or all of your information to our parent companies, subsidiaries, and affiliates within the Koda Group Companies.
• Service Providers. We may share your information with service providers to perform functions and services on our behalf, to deliver our products or services, and/or to conduct our business, such as
product delivery services, payment processors, data hosting and storage providers, customer service, marketing, and data analytics service providers.
• Corporate Changes. We might buy or sell businesses or assets. In the event of a corporate sale, merger, reorganization, sale of assets, dissolution, or similar event, the information we collect may be
part of the transferred assets.
• For Legal, Safety, and Security Reasons. We may disclose information to others if we are required to do so by law, or whenever we believe that disclosing such information is necessary or advisable to
protect and defend our rights, property, or the safety of us or others. Note that we may be required to disclose an individual’s personal information in response to a lawful request by public authorities,
including to meet national security or law enforcement requirements. We may also disclose your information to detect and/or resolve any fraud or security concerns.
• For Targeted Marketing. We may share personal information that we hold about you with non-affiliated third parties for marketing of similar products or services.
• Consent. We may share personal information that we hold about you with your consent or at your direction with non-affiliated third parties.

We use cookies and other tracking technologies, including Google Analytics, as described below.

How We Use Cookies and Similar Technology
We use cookies, web beacons, and other technologies to receive and store certain types of information whenever you interact with the Site through your computer or mobile device. Cookies are small data files that are often stored on one's computer each time one visits a new website. Cookies may store unique identifiers, user preferences, and other information. We may use cookies for various purposes, including to: facilitate the sign in process to the Site; authenticate users; personalize your experience when visiting a Site; and analyze which portions of the Site are most visited or used. We use cookies to help personalize your experience when visiting the Site. These cookies also help to uniquely identify your computer for security purposes and may enable us and our third-party service providers to serve ads on our behalf across the Internet. You may opt to set your browser to refuse cookies or indicate when a cookie is being sent. For more information about how to do this, and about cookies in general, you can visit www.allaboutcookies.org. However, refusal of cookies may affect the experience at the Site.

Google Analytics
We use or may use third-party analytics services, such as Google Analytics, to evaluate your use of the Site, compile reports on activity, collect demographic data, analyze performance metrics, and collect and evaluate other information related to the Site. Google Analytics is a web analytics service provided by Google, Inc., (“Google”). Google Analytics places cookies on your computer to help the website analyze how users use the Site. The information generated by the cookie about your use of the Site (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information to evaluate your use of the website, compile reports on website activity for website operators and provide other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. By using this Site, you consent to the processing of data about you by Google in the manner and for the purposes set out above. For more information regarding Google Analytics, please visit Google's website and pages that describe Google Analytics, such as

Standard Open Authorization and Similar Technology (“OAuth”)
With your permission, in addition to the uses of or access to your Personal Information discussed above, third-party applications and services may access your personal information using OAuth if you choose to log into our Site using your log-in information from those third-party applications. We may also use OAuth to allow us to share information about you that is stored by us without sharing your security

Your Access and Choices about Your Information
You can access and update most of your account information on our Site by logging into your account. You may opt out of receiving certain future email communications from us by clicking on the unsubscribe link at the bottom of emails you receive from us. We will use commercially reasonable efforts to process such requests in a timely manner. You cannot opt out of receiving transactional emails or communications related to your account with us.
You may also contact us at the email provided in this Privacy Notice.

Third-Party Websites
We are not responsible for the practices employed by third-party websites or services linked to or from our Site, including the information or content contained in such websites or services, and this Privacy Notice does not apply to them. Privacy policies on such linked websites may be different from our Privacy Notice. Your browsing and interaction with any third-party website or service, including those that have a link on our Site, are subject to that third party’s own rules and privacy policies. You access such linked websites at your own risk. You should always read the privacy notice of a linked website before disclosing any of your information on such website.

Mobile Applications
Koda may have mobile applications that you can download to your mobile device (“Koda Applications”). When you download an Koda Application, there may be an opportunity for you to provide us with or for us to obtain information about you. Each Koda Application will display a Privacy Notice that will inform you about how any new or different information shared via the application will be handled. Otherwise, information collected via Koda Applications will be the information identified above and will be used and shared as stated in this Privacy Notice.
Certain features and functionality of the Koda Applications are based on your location. To provide these features and functionalities, if you consent, we may collect geolocational information from your mobile device, wireless carrier, and/or certain third-party service providers. Collection of such information occurs only when you are using your mobile device. You may decline to allow us to collect such information or disable location services on your mobile device but doing so will restrict certain features and functionalities to you.

How We Protect Your Information
We use reasonable physical, technical and administrative security measures and safeguards to protect the confidentiality and security of your personal information. However, since the Internet is not a 100 percent secure environment and no security system or measures are impenetrable, we cannot guarantee, ensure, or warrant the security of any information you transmit to us. There is no guarantee that information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. It is your responsibility to protect the security of your login information. Please note that emails and other communications you send to us through our Site are not encrypted, and we strongly advise you not to communicate any confidential information through these means. You should secure your password and not share it with any other individual. Be careful when using your login information on or making purchases from public computers. Always log off when finished.

Children's Privacy
The Site is not directed or targeted towards, nor intended for use by, persons under the age of 16. If you are not at least 16 years of age, do not access, use, or register on the Site. We do not knowingly collect, use, share or sell Personal Information from persons under age 16. If you believe we have done so in error, please notify us and we will terminate and delete your account and all information contained therein.

Erasure of Personal Data
You have the right to delete the data collected through our Site and can do so by logging into your account and either deleting your account or deleting the specific personal data. There may be instances where we may not be able to delete your data or where we retain a copy of your data, for example, where we may need it to comply with a legal obligation or to protect the rights of others.

How Long We Keep Your Personal Data
We retain your personal data for as long as necessary to provide the products, services and Site to you. We will retain and use this information as long as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements, and then we will delete it.

Right to Complain to Supervisory Authority
If you believe that Koda is processing your personal data in an incorrect or unlawful manner, please contact us. For those located in the European Union, you also have a right to file a complaint with a
Supervisory Authority in the EU.